A feature of the mobile chip and PIN revolution is the rate of innovation. Taking payments through a mobile phone, pay-as-you-go mobile chip and PIN machines, contactless card readers. The latest advance sees iZettle and Payleven providing a robust pay-as-you-go solution for static small businesses such as cafes, clothes shops and other independent stores.
On their own the iZettle and Payleven apps are relatively lightweight and are really suited to mobile businesses. Responding to customers requests for a point of sale (POS) solution for all their payments the companies have opened up their app APIs to developers. This means you can now get advanced POS solutions which incorporate iZettle and Payleven.
One company providing such a solution is Nobly POS. Already working with 6,500 businesses their POS has many advanced features:
- Intelligent reports. Track sales by staff member, customer, and supplier
- Manage multiple stores through one account
- Recognise and reward customers
- Inventory management
- Manage your account offline
- Ring sales through using a scanner
- Accounting integration for invoicing, bookkeeping etc.
As you can see there are more features than within the companies own apps making it suitable for a wider range of businesses. Nobly POS have bespoke solutions for the following types of business: Spa and beauty salon, retail, coffee shop, bar, hairdressers, gym, vape shop.
Just The Start?
For Nobly POS you pay a monthly fee of £20 and in addition there is the transaction charge to iZettle or Payleven. For many businesses this still represents a significant saving compared to a traditional merchant account. Nobly is only the first of what is likely to be many POS solutions using mobile chip and PIN technology. Handpoint are another company opening up their API to developers. I can see this type of solution soon becoming commonplace for independent highstreet businesses.